Cambodia is one of the most affordable and, for Americans, one of the simplest places to live in Asia — largely because it runs on US dollars. Here are realistic 2026 budgets for the two cities expats choose, and what that dollar economy means for you.
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- Healthcare in Cambodia
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The short version
A single person lives comfortably on $900–$1,400 a month in Phnom Penh, and less in Siem Reap. Lean budgets dip to $550–$800; families run $1,500–$2,500 depending on schooling. It's on par with Vietnam and a notch below Thailand's bigger cities.
Phnom Penh — the capital
The capital is where most expats and jobs are. A one-bedroom condo runs $350–$600, rising to $500–$900 in the prime BKK1 district. Utilities are $50–$80, fiber internet $30–$50, a local meal $1.50–$3, and a mid-range dinner for two around $30. All-in, singles typically spend $780–$1,250.
Siem Reap — cheaper and calmer
Home to Angkor Wat, Siem Reap is cheaper and quieter. One-bedroom apartments or small houses run $200–$300, with budget rooms from around $90. Eating out costs $140–$400 a month. Expect to spend roughly on par to about 30% less than Phnom Penh, depending on lifestyle.
The dollar advantage
Here's what sets Cambodia apart for Americans: the economy effectively runs on US dollars. Rent, restaurant bills, and ATM withdrawals are all in USD, so you carry no exchange-rate risk and skip the mental math. It's a small thing that makes daily life meaningfully simpler than in most of the region.
Sample monthly budget: Phnom Penh
A comfortable single person's month in Phnom Penh (mid-2026). Everything is priced in US dollars, so no exchange-rate math. Siem Reap runs lower.
| Expense | Monthly (USD) |
|---|---|
| Rent (1-bedroom condo) | $450 |
| Utilities | $70 |
| Groceries | $180 |
| Dining out | $170 |
| Transport (tuk-tuk / PassApp) | $40 |
| Mobile + home internet | $45 |
| Health insurance (with evacuation) | $120 |
| Miscellaneous | $75 |
| Estimated monthly total | $1,150 |
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This article is general information for people considering an international move — not immigration, visa, tax, legal, or financial advice. Rules, costs, and requirements change often and vary by nationality and situation, so always verify current details with official sources and a qualified professional. Stacey Scantlin is a REALTOR® with JBGoodwin who connects you with a vetted, independently licensed local real estate agent; she does not provide immigration or legal services.
Cambodia cost-of-living questions
How much does it cost to live in Cambodia per month?
A single person lives comfortably on about $900–$1,400 a month in Phnom Penh, less in Siem Reap. Lean budgets run $550–$800, and families $1,500–$2,500 depending on schooling.
Is Cambodia cheaper than Thailand or Vietnam?
It's broadly comparable to Vietnam and a bit cheaper than Thailand's larger cities, especially in Siem Reap. The bigger difference for Americans is that Cambodia runs on US dollars.
Does Cambodia use US dollars?
Yes — effectively. Rent, dining, and ATM withdrawals are commonly in US dollars, which removes exchange-rate risk and is a major reason Americans find Cambodia easy day-to-day.
Is Phnom Penh or Siem Reap cheaper?
Siem Reap is generally cheaper, particularly on rent and dining, and quieter. Phnom Penh costs more but has the widest range of jobs, amenities, and healthcare.