Relocation guide · Cambodia

Healthcare in Cambodia for expats: the honest picture

Good for the everyday, limited for the serious — and why evacuation insurance is non-negotiable.

Photo: Radek Kucharski (CC BY 2.0)

6 min read · By Stacey Scantlin, REALTOR® · JBGoodwin REALTORS®

Healthcare is the one area where I'd tell anyone considering Cambodia to plan carefully. Everyday care in Phnom Penh is fine, but the system is more limited than Thailand's, and for anything serious, expats plan around medical evacuation. Here's the honest picture.

The complete Cambodia guide

The realistic quality picture

Cambodia's healthcare is its weakest point for expats. Public hospitals fall below international standards, so expats rely on a small set of private and international clinics — and for complex or serious cases, they leave the country. This isn't a reason to rule Cambodia out; it's a reason to plan.

Where expats go

Siem Reap has a handful of options; rural care is limited.

Why evacuation cover is essential

For serious conditions or surgery, patients are routinely flown to Bangkok (about an hour away) or Singapore — and that's expected, not a failure of planning. A medical evacuation can cost $100,000+ out of pocket, which is exactly why insurance with evacuation coverage is non-negotiable here. Comprehensive plans with evacuation run roughly $80–$200 a month for adults under 50.

A billing detail to know

Most Cambodian hospitals require payment upfront — direct billing with insurers is the exception, not the rule (Royal Phnom Penh and Sunrise Japan are among the few that direct-bill). Make sure your policy reimburses quickly and, above all, covers evacuation to Bangkok or Singapore.

Weighing Cambodia against the region?

Healthcare is one piece of the picture. Whichever country you choose, I'll connect you — free — with a vetted local agent to help you settle in the right place.

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This article is general information for people considering an international move — not immigration, visa, tax, legal, or financial advice. Rules, costs, and requirements change often and vary by nationality and situation, so always verify current details with official sources and a qualified professional. Stacey Scantlin is a REALTOR® with JBGoodwin who connects you with a vetted, independently licensed local real estate agent; she does not provide immigration or legal services.

Common questions

Cambodia healthcare questions

Is healthcare good in Cambodia for expats?

It's adequate for everyday care in Phnom Penh but more limited than Thailand's. Expats use a small set of private clinics like Royal Phnom Penh Hospital and Raffles Medical, and travel abroad for serious care.

Do expats leave Cambodia for medical treatment?

Often, yes. For serious conditions or surgery, patients are routinely evacuated to Bangkok (about an hour away) or Singapore. It's a normal, planned-for part of living in Cambodia.

How much does medical evacuation cost in Cambodia?

It can exceed $100,000 out of pocket, which is why insurance with evacuation coverage is essential. Comprehensive plans that include it run roughly $80–$200 a month for adults under 50.

Do Cambodian hospitals accept international insurance?

Usually you pay upfront and claim reimbursement; direct billing is the exception. Royal Phnom Penh Hospital and Sunrise Japan are among the few that direct-bill major insurers.

Planning the move

More on relocating to Cambodia